Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/joomla/import.php on line 29

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/joomla/import.php on line 32

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JRequest::clean() should not be called statically in /home/lcl48296/public_html/libraries/joomla/import.php on line 33

Strict Standards: Non-static method JRequest::_cleanArray() should not be called statically in /home/lcl48296/public_html/libraries/joomla/environment/request.php on line 463

Strict Standards: Non-static method JRequest::_cleanArray() should not be called statically in /home/lcl48296/public_html/libraries/joomla/environment/request.php on line 464

Strict Standards: Non-static method JRequest::_cleanArray() should not be called statically in /home/lcl48296/public_html/libraries/joomla/environment/request.php on line 465

Strict Standards: Non-static method JRequest::_cleanArray() should not be called statically in /home/lcl48296/public_html/libraries/joomla/environment/request.php on line 466

Strict Standards: Non-static method JRequest::_cleanArray() should not be called statically in /home/lcl48296/public_html/libraries/joomla/environment/request.php on line 467

Strict Standards: Non-static method JRequest::_cleanArray() should not be called statically in /home/lcl48296/public_html/libraries/joomla/environment/request.php on line 468

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/joomla/import.php on line 35

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/joomla/import.php on line 38

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/joomla/import.php on line 39

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/joomla/import.php on line 46

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/joomla/import.php on line 47

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/joomla/import.php on line 50

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/joomla/import.php on line 53

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/joomla/import.php on line 54

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/joomla/import.php on line 57

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/joomla/import.php on line 58

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JFactory::getApplication() should not be called statically in /home/lcl48296/public_html/index.php on line 31

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 138

Strict Standards: Redefining already defined constructor for class JObject in /home/lcl48296/public_html/libraries/joomla/base/object.php on line 57

Strict Standards: Non-static method JApplication::getInstance() should not be called statically in /home/lcl48296/public_html/libraries/joomla/factory.php on line 46

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JApplicationHelper::getClientInfo() should not be called statically in /home/lcl48296/public_html/libraries/joomla/application/application.php on line 130

Strict Standards: Declaration of JSite::getRouter() should be compatible with & JApplication::getRouter($name = NULL, $options = Array) in /home/lcl48296/public_html/includes/application.php on line 377

Strict Standards: Declaration of JSite::getPathWay() should be compatible with & JApplication::getPathway($name = NULL, $options = Array) in /home/lcl48296/public_html/includes/application.php on line 377

Strict Standards: Declaration of JSite::getMenu() should be compatible with & JApplication::getMenu($name = NULL, $options = Array) in /home/lcl48296/public_html/includes/application.php on line 377

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/application/application.php on line 726

Strict Standards: Non-static method JFactory::_createConfig() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/factory.php on line 73

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/joomla/registry/registry.php on line 19

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JUtility::getHash() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/application/application.php on line 99

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/utilities/utility.php on line 111

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/application/application.php on line 384

Strict Standards: Non-static method JFactory::getSession() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/application/application.php on line 764

Strict Standards: Non-static method JFactory::_createSession() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/factory.php on line 94

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/factory.php on line 500

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 138

Strict Standards: Declaration of JSession::set() should be compatible with JObject::set($property, $value = NULL) in /home/lcl48296/public_html/libraries/joomla/session/session.php on line 764

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/joomla/session/session.php on line 19

Strict Standards: Non-static method JSession::getInstance() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/factory.php on line 506

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JSessionStorage::getInstance() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/session/session.php on line 108

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JFilterInput::clean() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/session/storage.php on line 57

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JFactory::getDBO() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/session/storage/database.php on line 64

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/factory.php on line 268

Strict Standards: Non-static method JFactory::_createDBO() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/factory.php on line 271

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/factory.php on line 550

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JDatabase::getInstance() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/factory.php on line 562

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JError::isError() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/factory.php on line 564

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JTable::getInstance() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/session/storage/database.php on line 69

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JPath::find() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/database/table.php on line 91

Strict Standards: Non-static method JTable::addIncludePath() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/database/table.php on line 91

Strict Standards: Non-static method JFactory::getDBO() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/database/table.php on line 112

Warning: session_start(): Cannot send session cookie - headers already sent by (output started at /home/lcl48296/public_html/libraries/joomla/import.php:29) in /home/lcl48296/public_html/libraries/joomla/session/session.php on line 423

Warning: session_start(): Cannot send session cache limiter - headers already sent (output started at /home/lcl48296/public_html/libraries/joomla/import.php:29) in /home/lcl48296/public_html/libraries/joomla/session/session.php on line 423

Warning: Cannot modify header information - headers already sent by (output started at /home/lcl48296/public_html/libraries/joomla/import.php:29) in /home/lcl48296/public_html/libraries/joomla/session/session.php on line 426

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JTable::getInstance() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/application/application.php on line 767

Strict Standards: Non-static method JFactory::getDBO() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/database/table.php on line 112

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/joomla/html/parameter.php on line 21

Strict Standards: Non-static method JFactory::getUser() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/includes/application.php on line 53

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JFactory::getSession() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/factory.php on line 163

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JComponentHelper::getParams() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/includes/application.php on line 60

Strict Standards: Non-static method JComponentHelper::getComponent() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/application/component/helper.php on line 83

Strict Standards: Non-static method JComponentHelper::_load() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/application/component/helper.php on line 39

Strict Standards: Non-static method JFactory::getDBO() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/application/component/helper.php on line 196

Strict Standards: Non-static method JApplicationHelper::getClientInfo() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/includes/application.php on line 61

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JLanguage::exists() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/includes/application.php on line 68

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JLoader::load() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 161

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 138

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JFolder::exists() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/language/language.php on line 265

Strict Standards: Non-static method JPath::clean() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/filesystem/folder.php on line 392

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JLoader::register() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 71

Strict Standards: Non-static method JFactory::getConfig() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/application/application.php on line 164

Strict Standards: Non-static method JFactory::getUser() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/application/application.php on line 172

Strict Standards: Non-static method JLoader::import() should not be called statically in /home/lcl48296/public_html/libraries/loader.php on line 186

Strict Standards: Non-static method JFactory::getSession() should not be called statically, assuming $this from incompatible context in /home/lcl48296/public_html/libraries/joomla/factory.php on line 163

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Home | Loans for Home and Car Loans in Western Australia
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Home Loans Western Australia

 How Do Our Home Loans Compare With Bank Home Loans?

The million dollar question - are bank home loans cheaper than a loan from Life Choices Lending Solutions? In some cases, yes, they may be. Therefore, aside from this bottom line question, what are the advantages that would lead you to using our service rather than go direct to a bank?

In today's world "time" is one of the rarest commodities and hence we have to rely on others to do what we cannot. If you visit a bank they will sell you their own products and you may be missing out on many alternatives which will save you time and pay your loan off faster.

Your home loan is most probably the largest single financial commitment you will ever make!

When you consider how long it will take you to pay off this commitment it is worth pausing and considering how much time and effort you should commit to deciding which loan suits your own personal circumstances.

A bank typically has a limited range of home loans to choose from - just the loans they offer. When you come to LCLS, we help you in choosing the best home loan that's right for you, that takes into account your current lifestyle and your future plans. Because we have hundreds of loans available from a huge range of lenders, there is bound to be a loan that is absolutely perfect for you and your family.

Click here to contact a friendly LCLS Broker to assist you.

 

 Who decides the current Interest Rates?


Who increases or decreases interest rates?

Interest rates are based on decisions made by the Reserve Bank of Australia (RBA) on behalf of the Federal Government. The RBA meets the first Tuesday of every month to decide whether interest rates should be changed.

The decision to change interest rates is based upon economic data available to the RBA for the proceeding quarter or reporting period.

Banks and Financial Institutions then use these decisions as a basis for setting the interest rates for their individual loan products and will usually alter interest rates a day or two after any RBA announcement.

Generally, when the economy is heading for a "downturn" the RBA reduces interest rates to stimulate economic activity. The reverse is the case in a "boom" situation and rates are increased to curb inflation.

 Want to know more?

Click here to contact a friendly LCLS Broker to assist you.

 

 What can I afford to borrow?

How much can I afford to borrow?

How much you can afford to borrow to buy a home depends on a range of factors relating to

  • The property itself
  • your lifestyle requirements
  • other personal circumstances.

There is no point in living in the home of your dreams if you can not afford to make ends meet!

 

Click here to contact a friendly LCLS Broker to assist you.

 

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Life Choices

Lending Solutions

Free Call 1300917032

Mobile: 0408473307

Fax: 08 6161 9457

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