forex trading logo


Home Loans Western Australia

 How Do Our Home Loans Compare With Bank Home Loans?

The million dollar question - are bank home loans cheaper than a loan from Life Choices Lending Solutions? In some cases, yes, they may be. Therefore, aside from this bottom line question, what are the advantages that would lead you to using our service rather than go direct to a bank?

In today's world "time" is one of the rarest commodities and hence we have to rely on others to do what we cannot. If you visit a bank they will sell you their own products and you may be missing out on many alternatives which will save you time and pay your loan off faster.

Your home loan is most probably the largest single financial commitment you will ever make!

When you consider how long it will take you to pay off this commitment it is worth pausing and considering how much time and effort you should commit to deciding which loan suits your own personal circumstances.

A bank typically has a limited range of home loans to choose from - just the loans they offer. When you come to LCLS, we help you in choosing the best home loan that's right for you, that takes into account your current lifestyle and your future plans. Because we have hundreds of loans available from a huge range of lenders, there is bound to be a loan that is absolutely perfect for you and your family.

Click here to contact a friendly LCLS Broker to assist you.


 Who decides the current Interest Rates?

Who increases or decreases interest rates?

Interest rates are based on decisions made by the Reserve Bank of Australia (RBA) on behalf of the Federal Government. The RBA meets the first Tuesday of every month to decide whether interest rates should be changed.

The decision to change interest rates is based upon economic data available to the RBA for the proceeding quarter or reporting period.

Banks and Financial Institutions then use these decisions as a basis for setting the interest rates for their individual loan products and will usually alter interest rates a day or two after any RBA announcement.

Generally, when the economy is heading for a "downturn" the RBA reduces interest rates to stimulate economic activity. The reverse is the case in a "boom" situation and rates are increased to curb inflation.

 Want to know more?

Click here to contact a friendly LCLS Broker to assist you.


 What can I afford to borrow?

How much can I afford to borrow?

How much you can afford to borrow to buy a home depends on a range of factors relating to

  • The property itself
  • your lifestyle requirements
  • other personal circumstances.

There is no point in living in the home of your dreams if you can not afford to make ends meet!


Click here to contact a friendly LCLS Broker to assist you.


Ask Me a Question ?

From (email)
Mobile Number
Home Phone
Work Phone
 Send me a copy

Life Choices

Lending Solutions

Free Call 1300917032

Mobile: 0408473307

Fax: 08 6161 9457

Login Form

Latest News

Powered by Joomla!. Designed by: Free Joomla 1.5 Theme NTC hosting Valid XHTML and CSS.